Losses suffered if the driver does not have a valid license or is driving under influence of drugs or alcohol (policybazaar.com)
DWAI / Combination: Westchester County Driving While Ability Impaired by a Combined Influence of Drugs or Alcohol. (westchestercountynylaw.com)
Section C dictates that there is no coverage where the insured operates a vehicle while under an intoxicating influence of drugs or alcohol, or permits someone else to operate the vehicle while intoxicated. (rogersinsurance.ca)