The higher premium amount coupled with the lower initial death benefit amounts are the biggest disadvantage to universal life insurance option B. (growingfamilybenefits.com)
This is a great strategy to build cash value quickly, while also having a larger initial death benefit. (insuranceandestates.com)
The cash values accumulate more quickly because of the higher initial premiums and lower initial death benefit. (growingfamilybenefits.com)