Banks will often set lower initial limits on new accounts to protect themselves from losses until they get to know you better. (growingfamilybenefits.com)
However, they may set a low initial limit and keep it low for a longer period. (growingfamilybenefits.com)
Only 3 % of reviewers received initial limits above $ 10,000, and no one reported a limit over $ 20,000. (cardrates.com)