Should you cause injury to another person in a car accident, you can lose personal assets if a judgment is obtained against you if you do not have bodily injury insurance. (wisemantriallaw.com)
Property damage liability coverage pays for damage to other vehicles, and bodily injury liability pays for injuries to people in other vehicles or other road users. (iihs.org)
Claims under medical payment coverage, for injuries to people in the insured vehicle, are 22 percent lower. (iihs.org)