An "insured member" refers to a person who has a valid insurance policy and is covered by it. They are protected by the benefits and coverage specified in the insurance policy they have purchased. Full definition
The likelihood of death for that average member increases with age — and so the cost of insuring a member of that group increases, too. (policygenius.com)
The amount insured of the dependent members should be equal to or less than the sum of the primary insured member. (policybazaar.com)