You receive an infusion of funds while agreeing to repay the loan with interest in a series of installments over the lifetime, or term, of the loan. (valuepenguin.com)
With this being a prequel in mind, this may be the best starting point for anyone interested in the series as it really lays the foundation for the entire series. (playstationinsider.com)
Personally, I don't think it should matter how someone became interested in the series or what their favorite might be. (shshatteredmemories.com)