In rare circumstances you can obtain some principal reduction if, after 10 years of interest relief, you are still unable to financially to keep up with your student debt. (hoyes.com)
A debt management plan can be good if you're looking for interest relief. (hoyes.com)
While a consumer proposal pools your unsecured debt into one manageable monthly payment, it also helps you get out of debt sooner because a consumer proposal provides interest relief and debt relief. (moneyproblems.ca)