And vice versa, if you are trying to maximize the cash value for a given amount of premium then the death benefit should be low to reduce internal expenses of the policy. (over50lifeinsure.com)
In reading this article, it struck me that in these tough times, the focus of change by some Canadian law firms is simply to reduce internal expenses such as travel and entertainment. (slaw.ca)
Another thing to consider is no load funds don't guarantee and equal or cheaper internal expense. (allfinancialmatters.com)