They often have a fairly long introductory phase where their is 0 % interest to be paid. (echeck.org)
Common allergens such as dairy and egg are introduced, but not until the second and third introductory phases. (parsleyhealth.com)
The problem is that given those bland environments and steep learning curve, only the die - hard JRPG fanatics will make it past the lengthy introductory phase. (psxextreme.com)