Lastly, you should check your credit report for errors or inconsistencies which could allow you to dispute negative items on your report which would help to repair your bad credit. (creditabsolute.com)
The free credit monitoring companies tend to be more superficial, allowing you to check your credit score, and a limited list of items on your report. (valuepenguin.com)
You are entitled to dispute inaccurate items on your report, and have them removed so that your credit report accurately reflects your credit history. (creditcardsmarts.org)