The premiums for most jewelry insurance policies are between 1 % to 2 % of the total insured value, meaning $ 10,000 of coverage might cost only $ 100 a year. (valuepenguin.com)
Though a basic amount is usually included as part of these insurance packages, it's often wise to use stand - alone jewelry insurance as additional coverage. (consumeraffairs.com)
If you have specialty items inside your home, it is also a good idea to get coverage for those items, such as jewelry insurance or antiques insurance. (encharter.com)