If you choose a type of real estate loan that has shorter terms, you'll most likely have to make a very large balloon payment at the end of the term. (credibly.com)
Charter bond ratings are at risk because many have low initial payments at high interest and large balloon payments at the end. (lwveducation.com)
Still, balloon loans are inherently risky since they do not amortize, leaving a large balloon payment when the loan comes due. (americanbanker.com)