However, since interest rates depend a lot upon a borrower's creditworthiness, most people will find a large number of lenders willing to offer a loan at similar rates. (studentloans.net)
When it comes to mortgages, auto loans, and student loans it's expected that most consumers will shop for rates at a large number of lenders so all searches of these types that occur within 14 to 45 days of one another are considered a single request. (valuepenguin.com)
The D&B scores importance is chiefly due to the fact that it has been around the longest, and is therefore used by a large number of lenders. (valuepenguin.com)