Or, you can avoid all the hassle and consequences of late repayments by choosing a lending service that makes it easier for you. (nationalcashcredit.com)
With a credit card you should also check the interest rate charged for late repayments (called default interest) as it is often higher than the normal interest rate. (moneysmart.gov.au)
A high number of defaults or late repayments by borrowers could be an indicator of the platform operator's poor credit assessment process. (moneysmart.gov.au)