Keep in mind, though, many legitimate credit repair companies do charge an «initial fee» to get the ball rolling on your service, which is legal. (simplethriftyliving.com)
While the scammers give legitimate credit repair companies a bad name, some experts say credit repair companies don't do anything that consumers couldn't do for themselves. (insurancequotes.com)
Even legitimate credit repair companies will tell you «they are not going to be able to do anything you can not do on your own for free». (thecreditguy.tv)