He says big banks don't take that type of lending risk because the margins are small. (remonline.com)
You can use it anywhere, and the cash deposit you need to open the card reduces lending risk, making them easier to qualify for than unsecured accounts. (creditcards.com)
They have «dramatically» more cash on their balance sheets, he says, and they've taken on less lending risk than they did in the past. (canadianbusiness.com)