Conventional mortgage - A first mortgage granted by an institutional lender wherein the amount of the loan does not exceed 75 % of the appraised lending value of the property. (nsrec.ns.ca)
Some of my current holdings appear in the list of securities whose lending values have changed. (myfirst50000.com)
You do require to pay for an appraisal to confirm lending value but the process is very basic. (yourequity.ca)