My 4 year old will tell you that if you apply more money towards you debt, it's paid down dramatically faster with less total interest paid. (biggerpockets.com)
The book value of a company is the company's total tangible assets less its total liabilities. (thecollegeinvestor.com)
The payment plan is a little long but reasonable and we can you have the option to pay more and finish payments earlier with less total interest. (consumeraffairs.com)