The dreaded life insurance blood test. (rootfin.com)
It allows the policyholder to increase the benefit amount at specific birthdays, at the time of a marriage, or at the birth of a child, without having to provide evidence of insurability (i.e. you don't need to submit to life insurance blood testing). (insuranceandestates.com)
Since your initial health class determines you conversion health class, you do not have to answer any questions regarding your health and lifestyle and you do not have to take a life insurance blood test or provide a urine sample. (insuranceandestates.com)