Are you looking for lower interest rates, or would you like the late fees or over limit fees waived? (greenpath.com)
There are usually no fees associated with moving funds between accounts held in the same institution, with the exception of excessive withdrawal fees, also known as withdrawal limit fees. (valuepenguin.com)
Over credit limit fees are now prohibited unless consumers specifically agree to allow transaction to go through instead of being denied. (legacylegal.com)