Loans Banks make money by taking demand deposits for different types of accounts and then using that money to extend loans to consumers. (financialwellness.org)
I found this information regarding oil / gas exposure a few months ago and from what I see the exposure seems quite minimal when looking at total loans the banks currently have. (divhut.com)
My last car loan the bank took 2 weeks each month to case the check which is absurd this day in age. (psecu.com)