The phrase "local agent in one's area" refers to an individual who represents a larger organization or company within a specific geographic location. Full definition
What you have to do is locate local agents in your area or go online and type in «car insurance». (4autoinsurancequote.com)
If you don't have the time to call local agents in your area, you can use the Internet to quickly search firm premium quotes from many different car insurance companies. (autos.com)
You can compare quotes online, talk with people you know about the insurance companies they use, or visit or call a few local agents in your area. (dmv.org)