However, loans with longer repayment terms typically have higher interest rates than loans with shorter terms and you will likely end up paying more in total interest over the life of the loan. (u-fi.com)
While cash advances are usually paid back within a matter of a few weeks, personal loans offer longer repayment terms over a matter of months. (nationalcashcredit.com)
Using real estate holdings as collateral also allows for longer repayment terms. (growingfamilybenefits.com)