If this is an option you want to explore, start by looking at debt consolidation loans offered by credit unions. (mybanktracker.com)
This way of looking at debts can be advantageous for a borrower who has few recurring monthly expenses for such things as student loans, credit card bills, and auto payments. (themortgagereports.com)
If you have a bad credit, the lender will need to take a closer look at your debt history. (personalmoneyservice.com)