If your bike is no longer eligible for total loss coverage at renewal, your policy will still cover the actual cash value for what it's currently worth. (progressive.com)
The baggage loss coverage provided by most travel insurance plans would be secondary to the coverage provided by other means, such as the airline coverage or by your homeowner's insurance. (insubuy.com)
The baggage & personal items loss coverage provides reimbursement for lost, stolen or damaged baggage and personal items. (squaremouth.com)