Just like a term life policy, their main purpose is to protect your loved ones against a sudden loss of financial support if you were to die unexpectedly. (protective.com)
Claims for loss of financial support expected to be provided for the family members over the lifetime of the deceased (yourlegalbutler.com)
If death occurred, the decedent's administrator could bring a wrongful death claim on behalf of the immediate family members for medical costs, loss of financial support from the deceased, funeral expenses and loss of love, support and companionship. (burnsjainlaw.com)