The point was to not confuse the poor man with lots of exceptions and numbers. (mechanics.stackexchange.com)
Many refinance loans can take 30 - 45 days to close but there are lots of exceptions if your finances are complex or you're refinancing at a particularly busy time of year. (pennymacusa.com)
That is, nominal stock returns tend to outpace inflation in most years, although there are certainly lots of exceptions. (mindfullyinvesting.com)