We just mentioned a great way to get lower monthly rates, by working with an independent agent, but that isn't the only way. (lifeinsurancebyjeff.com)
By raising your auto deductible from, say, $ 250 to $ 1,000, you can lower your monthly rates because you assume more risk. (netquote.com)
There is also a wild slew of virtual operators who use the big four networks, but offer lower monthly rates, cheaper international calls, or other benefits. (pcmag.com)