Another key differentiation is the very low face amount option. (choicemutual.com)
You may be able to convert the policy to a paid - up policy (of lower face value) or lower your death benefit amount in order to reduce your premium payments. (insure.com)
The product offers very low face amounts, or death benefits, and the cost per thousand is relatively high because of the lack of underwriting. (bestliferates.org)