If a family has one main income earner, he / she is likely paying taxes at a marginal rate that would be higher than if the income were spread out over other family members. (ourbigfatwallet.com)
Even if the spouse is the main income earner, he / she can take an extended period of time off work to grieve without worrying about the debt load and income loss. (briansoinsurance.com)
Ask how quickly the policy will be paid out if and when the main income earner passes away. (policyzip.com)