In major accidents when multiple costs are coming at you all at once, a quality liability policy can save you from a lot of needless worry and stress. (carinsurancequote.net)
There have also been a couple of major accidents where buses have driven off mountain roads resulting in multiple deaths. (rearviewmirror.tv)
I even had a pretty major accident with the vehicle and had it fix and no residual problems after. (autolist.com)