Unexpected expenses like major car repairs or high medical co-pays will affect the amount you can put toward debt repayment or retirement (unless you have an emergency fund that will cover some or all of the cost). (thesimpledollar.com)
But at a minimum, you should have an amount sufficient to cover predictable shortfalls, such as major car repairs, medical deductibles, or a job loss. (knsfinancial.com)
Laid off unexpectedly or surprised by major car repairs? (nerdwallet.com)