Mechanical breakdown insurance helps pay for several types of major mechanical issues to your car and can be much more affordable than standard extended warranties. (dmv.org)
Any changes of position which are the result of major mechanical issues don't count, and neither do those involving lapping and unlapping. (wtf1.com)
While this coverage can help get your car towed to a mechanic after a serious breakdown, emergency roadside coverage typically does not cover the costs of major mechanical issues. (dmv.org)