Any terminal disease, or if kidney failure or major organ transplant caused her to need assistance to bathe and dress herself. (insuranceblogbychris.com)
Critical illness insurance policies may also cover such conditions as Heart transplant Coronary bypass surgery Angioplasty Kidney (Renal) failure Major organ transplant Paralysis (criticalillnessinsuranceinfo.org)
Critical Illness Insurance — Although similar to the policies we've already seen, Critical Illness Insurance protects against the big health conditions that provide a genuine threat to life and this includes major organ transplants, heart attack, stroke, cancer, heart surgery, and kidney failure. (termlife2go.com)