First, they have argued that proving fraudulent intent on the part of the high - level management of the banks and companies involved has been difficult. (myintimcity.com)
Many of the fees are intended to discourage certain customer behaviors, and you can avoid paying them with conscious management of your banking habits. (valuepenguin.com)
It seems that the possibility of missing out on large gains was a more immediate concern than the risk of large losses and so management of the banks focused on gains. (ualbertalaw.typepad.com)