This is because in maternity insurance plans, there is a full certainty of the event for which insurance is taken. (policybazaar.com)
The label might exclude cover against various diseases along with the need of maternity insurance cover. (policybazaar.com)
Some of the benefits of maternity insurance are pre and post hospitalization wherein pre hospitalization costs up to 30 days prior to the date of admission is covered. (policybazaar.com)