Federal credit unions offer general - purpose secured loans with maximum interest rates of 18 % annually while online lenders can charge as much as 36 %. (debt.org)
Before deciding on an ARM, it's best to assess the potential maximum interest rate listed in the terms to see if it's something you would be comfortable paying. (smartasset.com)
If you already have an emergency fund in place, simply keep those assets in a high - yield savings account to earn maximum interest on them. (ufbdirect.com)