Your plan may be for three years if your income is less than the state median income for your family size, and you filed Chapter 13, not chapter 7. (bankruptcy-america.com)
Adjusted for inflation, the national median income for families with children dropped 6 percent from 2006 to 2014. (educationnext.org)
For the same year the Median Income for a family of four in Canada was something less than that, and for an individual it was a whole lot less. (remonline.com)