Get a referral from friends / family members for a life insurance agent. (term-life-online.com)
On the income front, perhaps you could take in a roommate, rent out your parking space, ask a family member for a living allowance, or find a part time job. (moneysense.ca)
Here is something really exciting... those who achieve Platinum status for 10 years in a row become Platinum members for life! (upgradedpoints.com)