It can provide a guaranteed minimum interest rate with no taxes due on any earnings until they are withdrawn from the account. (libertybankerslife.com)
After the initial rate guarantee period, your rate may be adjusted each year but may never fall below the guaranteed minimum interest rate at the time of issue. (libertybankerslife.com)
Also not illustrated here but potentially applicable is a floor for the surrender value of the premium accumulated at the guaranteed minimum interest rate in the contract. (annuities.blueprintincome.com)