It's a typical card: you must make minimum monthly repayments of 2.5 % of the outstanding amount, or $ 10 (whichever is more). (moneysmart.gov.au)
Your monthly credit card statement must tell you how long it will take to pay off your entire balance by making minimum monthly repayments. (moneysmart.gov.au)
Furthermore, the CFPB alleges that Citi overstated the required minimum monthly repayments and that it failed to share vital information to those who were trying to release their cosigners. (studentloans.net)