(With the snowball method you pay the minimum on all your debts except for the smallest one. (survivingstudentloans.com)
Although it is not popular financial advice, if paying the minimum on your debt is all you can do and it will prevent you from getting your wages garnished down the line, do that. (personalprofitability.com)
While saving for our emergency fund, we paid only the minimum on our debt and took advantage of all the coupons and deals we could find on the things we needed. (badcredit.org)