If this happened, you may not know until you get your free credit report as the person may ensure he never misses making minimum payments on the account. (myfinancekits.com)
If a consumer finds it impossible to continue making even minimum payments on their accounts and can not afford a debt settlement plan, then bankruptcy may be a viable option. (nomorecreditcards.com)
A good candidate for a Debt Settlement Service is one that is in a financial hardship and can not make even minimum payments on their accounts. (nomorecreditcards.com)