The higher the deductible, the more a policy becomes pretty well catastrophic in nature and not set aside for dealing with minor losses. (rentersinsurance.net)
Of the 28 participants who successfully wore a frozen gel cap during the administration of the chemotherapy drug, 12 had no substantial hair loss, while 10 showed only minor loss. (health.com)
If you can afford to pay for minor losses out of pocket it will help keep your premiums in check so that you have the proper amount of insurance if a catastrophe should occur. (usinsuranceagents.com)