It's comparatively modest annual fee of $ 95 is waived the first year, so you can cancel it if it doesn't suit you and you'll never pay a penny. (rewardexpert.com)
But there are plenty of cards with more modest annual fees that can be worth exploring. (creditcards.com)
Since you intend to repay every penny you charge, you would come out ahead even if there are modest annual fees associated with the accounts. (creditcards.com)