Even though there are laws governing the amount of money a life insurance company must keep in reserve (in liquid cash assets) small insurance companies do fail from time to time. (lifeant.com)
In particular, do you want to live on the same amount of money you live on today? (money.stackexchange.com)
If you do manage to find someone with a huge amount of money your life will never be the same again. (millionairedatingsites.com)