An appraisal provides the lender with an assurance that the property will sell for at least the amount of money it is lending. (thebalance.com)
In addition to the widely quoted Deuteronomy 15 passage, the Book of Exodus addresses the common practice of charging interest when money is lent: (natlbankruptcy.com)
It can clearly be described in this manner: money being lent by people without a financial middleman to other people in need of loans. (cnafinance.com)