Generally, customers who carry a balance from month to month on a rewards card will end up paying more interest and finance charges than they will earn in rewards. (complexsearch.com)
The disadvantage is that the amount is not flexible from month to month like the secured credit card. (selflender.com)
* Unlike traditional first or second mortgages, a HELOC interest rate is not fixed; the rate varies from month to month with the prime rate. (pennymacusa.com)