All the convenience and freedom of our free checking account, PLUS earn dividends when you meet monthly requirements **. (ihmvcu.org)
If you can only afford the minimum monthly requirement, it means you are spending more on your credit card than your income can support. (debtroundup.com)
I don't see a yearly or monthly requirement here, so it seems to be a lifetime thing, so most people would not have a problem with this. (annerallen.com)