However, putting almost all your money into equities instead exposes you to substantially more market risk, as equities are riskier than bonds. (finance-loans.org)
On their own, stocks historically carry more market risk than cash and bonds. (blackrockblog.com)
While other options such as stocks and mutual funds may provide potentially higher growth, these vehicles also expose the investor to potentially more market risk, without the added death benefit protection should the unthinkable occur. (insurancescored.com)